What To Know When Hiring a Public Adjuster for Fire Damage Claims in South Florida

Have you or anyone you know experienced a fire at your home or business? The experience is devastating, and the process to hire public adjusters for your fire damage claims in South Florida is extensive. These claims involve legwork, paperwork, math, insurance guidelines, as well as negotiations. 

You have to worry about finding temporary housing, relocating your family, replacing valuable items, and managing your schedule. In addition to that negotiating a claim for a fair settlement can be very challenging – especially after an emotional catastrophe.

A public adjuster works for you and not the insurance company. Thus, making their job managing all of the claims processes and assisting in recovering a full and proper settlement from your insurance company.

Here are four things to know when hiring a public adjuster for fire damage claims in South Florida.

1. A Public Adjuster Works for YOU

Insurance companies are in business for insurance companies. Oftentimes, insurance companies don’t want to pay out insurance claims for several months. Typically for insurance claims, insurance companies will send their own insurance adjuster to evaluate the damages and submit the claim. 

It’s important to understand that the public adjuster works for YOU, not the insurance company. In addition, the public adjuster represents YOUR interests. Make sure when choosing a public adjuster you’re comfortable with their communication style as well as personality.

2. Insurance Companies Take Advantage of Your Time 

In the past insurance companies would have an emergency restoration crew 24-48 hours after the fire. Homeowners are forced to wait several months until they receive any claim settlements or even be able to make repairs. If you rely solely on your insurance company to calculate damages, you’re unlikely to receive a fair settlement. 

Insurance companies measure losses for the company, not for the homeowner. This causes a conflict of interest because your financial goals and the insurers’ financial goals are not aligned. This is why it’s important to hire your own public adjuster to value the damage independently from the insurance company.

3. Some Damages Are Not Always Visible.

Public adjusters work to expedite the claims process while ensuring detailed documentation of property damages. Due to the possibility of further damages, it’s important to have the property cleaned and repairs completed as soon as possible.

Soot is a black powdery or flaky substance produced by incomplete burning of organic matter. If soot is not taken care of in a timely manner it can cause extensive damage over time.

Insurance companies might advise you to not repair any damages on the property while they investigate the claim. Even if you wanted to do the cleaning yourself, most likely they will prohibit you from doing so.

4. Exodus Guarantees You Access to a Team of Experts

Here at Exodus Public Adjusters, we guarantee a detailed inspection of your fire damages. We have assistance from the best contractors, estimators, content experts, and more.

Fire damage claims can be complicated, as well as extensive. With Exodus, you can feel confident that your claims process will be thorough, and completed in a timely manner.

Hire Exodus for Fire Damage Claims in South Florida

Exodus Public Adjusters are here to represent you! We fight for you and your claim to make sure your claim is fully investigated and receive all compensation. We’re also experts in hurricane damage, water damage, vandalism, roof leaks, flood damage, as well as mold damage. 

We have locations in West Palm Beach, Florida, and The Woodlands, Texas. If you or anyone you know has suffered from fire damages, get help today!

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