As a homeowner, when it comes to water damage, you have a choice: You can trust the insurance adjuster and take what they say or hire a Public Adjuster that works for you. When you file a claim, the insurance company always sends out an insurance adjuster that works for the insurance company. This means that they have their best interest in mind, not yours. The Public Adjuster works with your best interest in mind, and will help to minimize damages from water and mold.
Why Should You Contact A Public Adjuster
Homeowners who experience flooding should contact their public adjuster right away. Flooding can cause substantial damage and loss of property in homes as well as personal items. If the water damage goes unnoticed, it can cause cracks in not only the interior but the exterior. Especially to the exterior.
Your insurance company is there to help cover damage costs associated with water damage, but do they give enough? More times than not the insurance companies try to get away by paying out the least amount of money. This is where a public adjuster comes in handy. They work for you with your best interest in mind. Don’t assume that your insurance company is there to help you as much as they can. The adjusters that work for them, at the end of the day, work with their best interest in mind.
What To Do For Probable Water Damage
If you suspect moisture is not being properly extracted, act fast. There are several things you can do to help. First, protect yourself and your possessions. Getting as much out as soon as possible may save more of your belongings from the damage.
Getting yourself and whoever is living in your home out and filing a claim is extremely important. Water damage can be harmful to your health and safety because of contaminated water, flood dangers and mold growth. You can also turn off electricity and open windows to help ventilate your home.
Another step is trying to find the source of the water damage, and safely turning it off or stopping it. Many times water damage is caused by a burst pipe, if you are able to turn it off this can be helpful. Sandbags can also be useful as a preventative measure. Always keep an eye out for mold and document for your insurance claim.
When mold is found in or around your home, it’s best to remove it as soon as possible. However, proper cleaning techniques must be followed in order for mold removal processes to be successful because the damage caused by the mold could lead to more problems. If it’s found that mold is growing in a wall, ceiling, or floor, there are several methods you can use to remove it from the affected areas. It is best to reach out to an expert and documenting everything you find that has been damaged.
At many water damage locations that have been impacted by flooding and mold, owners are faced with repairing things like structural damage and leaks as well as expensive mold removal. House insurance is not always sufficient to cover all costs associated with water damage repairs; homeowners must then look for other options to provide financial assistance such as Public Adjusters who work for them.
Final Words
During a natural disaster such as flooding that causes water damage, there are easy steps to take to prevent mold and mildew from forming. Get your belongings and yourself out if there is a potentially dangerous threat. If you feel that you are safe to stay, document all damage that you see and contact your insurance company immediately. The next step is to contact a public adjuster that will work with you with your best interest in mind.
To help prevent mold from forming after water damage has occurred, it’s important that you leave your windows open for at least two days after the problem has been fixed. The extra ventilation will allow excess moisture to escape and help each room dry thoroughly.
Although mold is not the only threat of water damage, every time a flood occurs, the number of people affected increases. To prevent the growth of mold and mildew in your home, it’s important to hire a Public Adjuster to take necessary steps to keep your home as dry and safe as possible.
Water damage repair can be quite costly. It’s important for homeowners to be prepared and know what to do in these situations.
It’s really important to have someone who can work with you to get the result you need. You need someone on your side.
I used a public adjustor when we had water damage in our basement. My friends were very surprised when they heard what he recommended. It was far and away what they’d experienced when using an insurance company adjustor.
Water damage is a common issue here in the Houston area, due to our consistent issues with storms and flooding. A public adjuster can make a big difference.
I recently experienced flooding at my home, and it was definitely a lot to handle. In the event it happens again, I will implement these tips. Thanks for sharing!
I do wish we would hvae contacted a public adjuster when we had damage to our kitchen, it would have made all the difference.
it’s really much better to leave home repairs in the hands of experts. They can really fix things that may seem impossible to fix for a common person like me.
It is always best to choose someone who is fair and unbiased when filing a claim. Public adjusters will help us to get just compensation for damage caused by natural calamities.
This is very helpful when you need someone on your side!
I didn’t know about public adjusters. We should have gotten one of those after Hurricane Harvey — the insurance company was not particularly helpful!
This is good to know. I never really realized the value of an adjuster until I read this post. Thank you for sharing.
This is the first time I heard about a public adjuster. I learned a lot from this post. Cool!
Aaaahhhh….thank you for this information. I’ve always wondered how people affected by floods in other countries, cope and get to live on, with their lives!